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Help for Middle Class Family that's Stuck

Coyotesunsets started this conversation

Good Afternoon,

We are a family of 4 that have had a series of mishaps that have landed us in over our heads.  Last summer I missed several months of work due to some complications with the birth of my daughter.  We decided to rent out our home and move into a smaller home.  We found a very reputable couple who put up 2 months deposit and a security deposit (over$3000). Haveing this and a sound rental agreement in hand we purchased a mobile home to live in until we could get back on our feet.  The couple renting our home have disappeared and we are stuck with 2 house payments, on top of monthly living expenses.  We do not live extravagantly.  We both drive used vehicles and I shop consignment shops for the familys clothing.  We have looked into bankruptcy, but have been told that we fall into that small group of people that make to much to file chapter 7 and chapter 11 would not reduce our monthly payments.  We are hard workers and are really trying.  Anything you could do to help with this debt that is slowly eating away our family would be greatly appreicated.  

Thank you so much

Lee Ann

CoyoteSunsets@hotmail.com 

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bluewatergirl
 in response to Nickels...   Im in the same position... my husband left, its just me and my daughter and i make to much for any assistance but not enough to pay my bills. I dont have anything crazy no cable or anything. There has to be some type of help out there.
reply to bluewatergirl
Nickels
I wish I could help - Same thing - Middle Class hard working family - a decrease in my regular pay (but secure job) has caused us to be over our heads. We make too much for any financial assistance but too little to maintain our mortgage and home.
reply to Nickels
distraught
I feel your pain! I too am sitting in the same kind of situation. I am older,rent, but am a hard worker also. Just got over extended, and can not figure out a way, to catch up. Hang in there maybe we will both, find an angel for Christmas.
reply to distraught